Zakat Calculator in Pakistan is the easiest and most reliable way to calculate your Islamic financial obligation accurately and in a Shariah-compliant manner. Our advanced Islamic Zakat Calculator helps Muslims in Pakistan calculate Zakat on gold, Zakat on cash, Zakat on bank balance in Pakistan, and Business Zakat using the latest nisab value in Pakistan, current gold rate Pakistan, and proper Zakat percentage in Pakistan (2.5%).
Whether you are calculating Zakat for personal savings, gold jewelry, business assets, or trade goods, this Zakat calculator online Pakistan ensures complete wealth purification in Islam by following authentic Shariah-compliant calculation methods based on the lunar year (Hawl) and gold and silver nisab thresholds.
Zakat Calculator in Pakistan
Islamic Zakat Calculator
What is Zakat in Islam?
Zakat is a mandatory form of charity that every eligible Muslim must pay once a lunar year (Hawl) has passed on their wealth above the nisab value in Pakistan. The word “Zakat” means purification, as giving Zakat purifies one’s wealth and heart.
Zakat is calculated at a fixed rate of 2.5% on eligible assets such as:
- Gold and silver
- Cash and savings
- Bank balances
- Business inventory and trade goods
In Pakistan, Zakat is also regulated under Islamic principles, and many people rely on digital tools for Shariah-compliant calculation.
Nisab Threshold in Pakistan (Gold & Silver)
Nisab is the minimum amount of wealth a Muslim must own before Zakat becomes obligatory.
Gold Nisab
- 87.48 grams of gold (7.5 tolas approximately)
Silver Nisab
- 612.36 grams of silver (52.5 tolas approximately)
Most scholars in Pakistan recommend using the silver nisab because it benefits the poor more and makes more people eligible to give Zakat.
To determine nisab in PKR:
Nisab = Current gold or silver rate × Nisab grams
Always check the current gold rate in Pakistan or silver market price on the day you calculate your Zakat.
Zakat Calculator for Gold in Pakistan
Zakat on gold in Pakistan applies to both:
- Gold jewelry
- Gold bars or coins
Formula
Zakat = Total Gold Value × 2.5%
Example (PKR)
If you own 10 tolas of gold and the gold rate is PKR 240,000 per tola:
| Description | Amount |
|---|---|
| Total Gold Value | PKR 2,400,000 |
| Zakat (2.5%) | PKR 60,000 |
This means you must pay PKR 60,000 as Zakat on your gold.
Zakat on Cash in Pakistan
Zakat on cash includes:
- Cash at home
- Savings
- Foreign currency (converted to PKR)
Formula
Zakat = Total Cash × 2.5%
Example
If your total cash savings are PKR 500,000:
| Description | Amount |
| Total Cash | PKR 500,000 |
| Zakat (2.5%) | PKR 12,500 |
Zakat on Bank Balance in Pakistan
Zakat on bank balance in Pakistan applies to:
- Current accounts
- Savings accounts
- Islamic bank accounts
Formula
Zakat = Bank Balance × 2.5%
Example
If your bank balance is PKR 1,000,000:
| Description | Amount |
| Bank Balance | PKR 1,000,000 |
| Zakat (2.5%) | PKR 25,000 |
Business Zakat Calculator in Pakistan
Business Zakat in Pakistan is calculated on:
- Inventory (stock)
- Cash in hand
- Accounts receivable
Excluded Items
- Machinery
- Furniture
- Buildings
Formula
Zakat = (Inventory + Cash + Receivables – Liabilities) × 2.5%
Example
| Description | Amount (PKR) |
| Inventory | 800,000 |
| Cash | 200,000 |
| Receivables | 100,000 |
| Liabilities | 100,000 |
| Net Zakatable Amount | 1,000,000 |
| Zakat (2.5%) | 25,000 |
Step-by-Step Guide: How to Calculate Zakat Manually
- List all your zakatable assets
- Check nisab threshold
- Ensure one lunar year has passed
- Calculate total wealth
- Deduct liabilities
- Multiply by 2.5%
Using an Islamic Zakat Calculator online Pakistan simplifies this process instantly.
Who Can Receive Zakat in Islam (Asnaf)
According to the Quran, Zakat can be given to eight categories:
- The poor (Fuqara)
- The needy (Masakeen)
- Zakat collectors
- New Muslims
- Those in debt
- Travelers
- Those striving in Allah’s cause
- Those in bondage
These are known as eligible Zakat recipients (Asnaf).
Benefits of Using an Islamic Zakat Calculator
- Accurate and fast calculations
- Shariah-compliant
- Pakistan-specific PKR values
- Supports gold, cash, bank, and business assets
- Reduces calculation errors
Common Zakat Calculation Mistakes
- Ignoring silver nisab
- Not including bank savings
- Forgetting business receivables
- Using Gregorian year instead of lunar year
- Not deducting debts
Frequently Asked Questions (FAQs)
What is the Zakat percentage in Pakistan?
The Zakat rate is 2.5% on eligible assets.
Can I calculate Zakat using gold or silver nisab?
Yes, most scholars recommend silver nisab.
Do I pay Zakat on salary?
Zakat is paid on saved salary, not on income spent.
Is Zakat mandatory on business inventory?
Yes, all trade goods are zakatable.
Can I give Zakat online in Pakistan?
Yes, many verified Islamic organizations accept online Zakat.
Conclusion
Using a Zakat Calculator in Pakistan ensures your wealth purification in Islam is done accurately and responsibly. Whether you are calculating Zakat on gold, cash, bank balance, or business assets, a reliable Islamic Zakat Calculator helps fulfill your religious obligation with peace of mind.
